USD3: Enabling Cryptonative
Credit Expansion
Credit Expansion
USD3 is a credit-backed dollar that earns yield from warehouse facilities, forward-flow programs, and credit lines - powering the next generation of fintech originators and cryptonatives. Staked USD3 (sUSD3) offers levered exposure to the pool.
AAVE aUSDCCRYPTO-BACKED
ETHENA sUSDeALGO-BACKED
3JANE sUSD3CREDIT-BACKED

Programmable credit facilities for fintech lenders
Access $5m-$200m in capital through warehouse lines, participations, and forward flows. Scale as you grow. Economics that improve over time.
Deposit USDC to mint USD3 or stake for sUSD3 & earn autocompounded yield.
Supplier
3Jane Protocol
Fintechs
Access Capital
Cryptonatives
Line of Credit
Type 2
Sell Loan Portfolio or Collateralize via SPV
Type 1
Connect Credit, DeFi, CEX, Bank data
3Jane research and updates

3Jane x Erebor: Fintech Facility Funding
3Jane has integrated with Erebor to run the dollar leg of the protocol — offramp, disbursement, collection, onramp.

USD3 & sUSD3: ABF Risks
Structured credit risk profile.

3Jane is Evolving
3Jane is expanding from operating its own credit book into Fintech Credit Conduits, financed through USD3 / sUSD3.
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A New Era of Capital Efficiency.