Credit Expansion
USD3 is a credit-backed dollar that earns yield from warehouse facilities, forward-flow programs, and credit lines - powering the next generation of fintech originators and cryptonatives. Staked USD3 (sUSD3) offers levered exposure to the pool.

Programmable credit facilities for fintech lenders
Access $5m-$150m in capital through warehouse lines, participations, and forward flows. Scale as you grow. Economics that improve over time.
3Jane research and updates

3Jane is Evolving
3Jane is expanding from operating its own credit book into Fintech Credit Conduits, financed through USD3 / sUSD3.

Reintroducing 3Jane
The modern capitalist financial system relies on two core pillars to drive economic growth

3Jane: Credit Scores in Crypto
Human will is the most capital-efficient, egalitarian form of collateral ever created.
Become a user
2026 3Jane Protocol, All Rights Reserved, A 3Jane Project
A New Era of Capital Efficiency.