Reports·
Creditworthiness Is the Next Collateral
BTC and ETH, then yield-bearing stables, removed the need for trust when you borrow. Creditworthiness will make trust itself something you can post as collateral.
3Jane research and updates
Protocol essays, credit research, partnership updates, and market notes from the 3Jane team.
Reports·
Fractionally Reserved Crypto
A balance sheet can monetize two things: (a) capital and (b) the capacity to commit capital. DeFi has always paid for the former. Anyone can now rent out the latter, permissionlessly and at scale.
Reports·
Introducing Levered Callable Capital
Levered Callable Capital (LCC) turns unfunded committed capital into a globally syndicated, permissionless primitive — letting 3Jane scale its credit facilities with no cash drag and high execution certainty, while DeFi users earn upwards of 10% USD APY in commitment fees.
Reports·
Epoch 3 is Live
Epoch 3 of the 3Jane liquidity mining program is live. 1,545,875 $JANE was emitted to 1,647 users last epoch across +$45,000,000; the convexity continues into Epoch 3.
Reports·
3Jane Liquidity Mining Program is Live
Earn $JANE by depositing into USD3 & sUSD3, taking out a credit line, and providing liquidity across 3Jane.
Reports·
3Jane Executes $8.5M Whole-Loan Purchase with Slope
3Jane has purchased ~$8.5M of already-originated SMB line-of-credit receivables from Slope, the embedded credit infrastructure powering business lending for Slash, the Fortune 10, and other U.S. commerce platforms. Funded by USD3 and sUSD3.
Reports·
3Jane Executes $10M Senior Warehouse Facility with LendSwift
3Jane has executed a $10M senior warehouse facility with LendSwift, a U.S. fintech lender, backed by ~15,000 short-duration consumer-installment loans.
Reports·
3Jane x Erebor: Fintech Facility Funding
3Jane has integrated with Erebor to run the dollar leg of the protocol — offramp, disbursement, collection, onramp.
Reports·
USD3 & sUSD3: ABF Risks
Structured credit risk profile.
Reports·
3Jane is Evolving
3Jane is expanding from operating its own credit book into Fintech Credit Conduits: standing, tranched funding rails for short-duration credit originated by other fintech lenders, financed through USD3 / sUSD3.
Reports·
Reintroducing 3Jane
The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & credit. While stablecoins have convincingly delivered on the former over the past 10 years,...
Reports·
3Jane: Credit Scores in Crypto
Human will is the most capital-efficient, egalitarian form of collateral ever created.
Reports·
3Jane Raises $5.2M Led By Paradigm to Enable Cryptonative Credit Creation
Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly...
Reports·
Introducing 3Jane
Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly...
Reports·
3Jane x Blockchain Bureau Partnership
Since Ethereum’s launch in 2014, more than 2.5 billion transactions have taken place across 300 million unique addresses and over 5,000 protocols. This explosion of on-chain data has created what is arguably...
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A New Era of Capital Efficiency.