Protocol essays, credit research, partnership updates, and market notes from the 3Jane team.
Levered Callable Capital (LCC) turns unfunded committed capital into a globally syndicated, permissionless primitive — letting 3Jane scale its credit facilities with no cash drag and high execution certainty, while DeFi users earn upwards of 10% USD APY in commitment fees.
Epoch 3 of the 3Jane liquidity mining program is live. 1,545,875 $JANE was emitted to 1,647 users last epoch across +$45,000,000; the convexity continues into Epoch 3.
Earn $JANE by depositing into USD3 & sUSD3, taking out a credit line, and providing liquidity across 3Jane.
3Jane has purchased ~$8.5M of already-originated SMB line-of-credit receivables from Slope, the embedded credit infrastructure powering business lending for Slash, the Fortune 10, and other U.S. commerce platforms. Funded by USD3 and sUSD3.
3Jane has executed a $10M senior warehouse facility with LendSwift, a U.S. fintech lender, backed by ~15,000 short-duration consumer-installment loans.
3Jane has integrated with Erebor to run the dollar leg of the protocol — offramp, disbursement, collection, onramp.
Structured credit risk profile.
3Jane is expanding from operating its own credit book into Fintech Credit Conduits: standing, tranched funding rails for short-duration credit originated by other fintech lenders, financed through USD3 / sUSD3.
The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & credit. While stablecoins have convincingly delivered on the former over the past 10 years,...
Human will is the most capital-efficient, egalitarian form of collateral ever created.
Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly...
Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly...
Since Ethereum’s launch in 2014, more than 2.5 billion transactions have taken place across 300 million unique addresses and over 5,000 protocols. This explosion of on-chain data has created what is arguably...
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A New Era of Capital Efficiency.
